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No Insurance an Increasing Problem for Heart Patients

No Insurance an Increasing Problem for Heart Patients

Many people who think about filing for bankruptcy do so because they find themselves in a financial bind due to medical problems. The sudden emergence or diagnosis of a medical issue can present unique challenges for you and your loved ones and getting the necessary...

Common Myths About Your Credit Report and Bankruptcy

Common Myths About Your Credit Report and Bankruptcy

Far too many people fall prey to the myths surrounding bankruptcy and your credit report. Properly understanding how bankruptcy can impact your credit and the steps that you should take to repair your credit as soon as possible after filing can empower you for a...

5 Most Common Reasons for Bankruptcy

5 Most Common Reasons for Bankruptcy

Making the decision to file bankruptcy is never easy. In many cases, bankruptcy is the best option for individuals and families experiencing extreme financial difficulty. Here are the five most common reasons for filing bankruptcy and how to get sound advice...

How to Handle Creditor Harassment with Bankruptcy

How to Handle Creditor Harassment with Bankruptcy

Most people consider that one of the best outcomes of bankruptcy is that the creditor harassment stops. In fact, it might have been even those nonstop phone calls across the day that prompted you to schedule a consultation with a bankruptcy lawyer. A bankruptcy...

The Bankruptcy Means Test

The Bankruptcy Means Test

One of the most commonly filed forms of bankruptcy today is Chapter 7. What this form of bankruptcy does is allow you to liquidate assets that are non-exempt, not including your home, car, and other things needed for day-to-day life, to pay your debts. If you still...

How to Get a Student Loan Discharged With Bankruptcy

How to Get a Student Loan Discharged With Bankruptcy

Although student loans are typically considered "untouchable" by bankruptcy because they're a secured debt like tax debt, there are some circumstances that allow borrowers to have their student loans discharged. To be eligible, you must meet certain criteria. More...

Can You Buy a Home After Filing Bankruptcy?

Can You Buy a Home After Filing Bankruptcy?

One of the most common misconceptions about buying a house after bankruptcy is that it can't be done. Or, that it has to be done after the bankruptcy is no longer on your credit report. This usually takes 7-10 years, depending on the type of bankruptcy you filed...

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