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- 1 Arp Texas Bankruptcy Lawyer – Howard Tagg: Your Local Tyler Texas Bankruptcy Expert
Arp Texas Bankruptcy Lawyer – Howard Tagg: Your Local Tyler Texas Bankruptcy Expert
Dealing with overwhelming debt can be one of the most stressful experiences of your life. Whether it’s credit card bills piling up, medical expenses, or the threat of foreclosure, you need a professional who understands Texas bankruptcy law and can guide you through the process. Howard Tagg, a trusted bankruptcy lawyer based in Tyler, Texas, is here to help residents of Arp, Texas, get back on their feet.
Why Choose Howard Tagg as Your Arp Bankruptcy Lawyer?
Howard Tagg has been assisting clients in Tyler and surrounding areas, including Arp, for years. With his extensive experience in bankruptcy law, he understands the financial struggles that individuals and families face and is dedicated to helping his clients find relief. Here’s why you should choose Howard Tagg:
- Experience in Bankruptcy Law: Howard has years of experience helping individuals and businesses navigate the complexities of bankruptcy, providing both Chapter 7 and Chapter 13 solutions.
- Personalized Attention: Every financial situation is unique, and Howard offers tailored strategies to help you address your specific financial problems.
- Compassionate Representation: Howard treats each client with respect, understanding the emotional toll that financial distress can take. He works diligently to ensure the best possible outcome for you.
Bankruptcy Options for Arp Residents
Residents of Arp have access to several bankruptcy options. Depending on your circumstances, Howard Tagg can help determine which option is best for you.
Chapter 7 Bankruptcy
Chapter 7, known as “liquidation bankruptcy,” allows for the discharge of most unsecured debts such as credit cards, medical bills, and personal loans. This option is ideal for individuals who do not have significant assets and need a fresh financial start.
Chapter 13 Bankruptcy
If you have a steady income and want to protect your assets, Chapter 13 might be the better option. This plan allows you to reorganize your debts and create a manageable repayment plan over three to five years.
Frequently Asked Questions (FAQs) About Bankruptcy in Arp, TX
Q: What types of debts can be discharged in bankruptcy?
A: Bankruptcy can eliminate most unsecured debts such as credit card debt, medical bills, and personal loans. Some debts, such as student loans and certain taxes, may not be dischargeable.
Q: How long does bankruptcy stay on my credit report?
A: A Chapter 7 bankruptcy will remain on your credit report for 10 years, while Chapter 13 will stay for seven years. However, many people find their credit improves over time once they eliminate overwhelming debt.
Q: Can I keep my house and car if I file for bankruptcy?
A: Yes, in many cases, you can keep your home and car, especially if you file for Chapter 13 bankruptcy. Texas also has exemptions that protect certain assets from liquidation under Chapter 7.
Q: How often can I file for bankruptcy?
A: If you’ve filed for Chapter 7 previously, you must wait eight years before filing again. For Chapter 13, you must wait two years between filings.
Q: Will bankruptcy stop foreclosure?
A: Yes, filing for bankruptcy can temporarily stop foreclosure proceedings. Chapter 13 bankruptcy allows you to catch up on missed mortgage payments while keeping your home.
Local Resources for Arp, Texas Residents
If you’re considering bankruptcy, there are several local resources available to help you in Arp and the surrounding areas.
| Resource | Description | External Link |
|---|---|---|
| East Texas Legal Services | Provides free legal assistance for low-income residents facing financial issues and bankruptcy. | East Texas Legal Services |
| Consumer Credit Counseling Service of Tyler | Offers financial counseling and debt management plans for individuals considering bankruptcy. | CCCS of Tyler |
| Smith County Bankruptcy Court | Handles bankruptcy filings for residents of Arp and surrounding areas. | Smith County Court Info |
| Tyler Public Library | Access to free financial literacy resources and educational materials on managing debt and bankruptcy. | Tyler Public Library |
| Texas Foreclosure Prevention Taskforce | Provides resources and support to homeowners facing foreclosure. | Foreclosure Prevention |
Contact Howard Tagg, Tyler Texas Bankruptcy Lawyer
If you’re a resident of Arp, Texas, and you’re struggling with debt, don’t hesitate to reach out to Howard Tagg for a free consultation. Howard will assess your situation and help you determine the best path forward to financial freedom.
Contact Information:
Howard Tagg, Tyler Texas Bankruptcy Lawyer
Address: 5620 Old Bullard Rd Ste 105, Tyler, TX 75703
Phone: (903) 581-9961
